Vision

Ashford provides vision coverage through Cigna. National retail chains such as Sears Optical, JC Penney Optical, Pearl Vision and Target Optical are part of Cigna’s extensive network.

How the plan works Direct Link

  • You can see a Cigna in-network provider or an out-of-network provider.
  • Your costs will be lower if you visit an in-network provider.
  • If you visit an in-network provider you will be responsible for a copayment at the time of your service.
  • If you receive services from an out-of-network doctor, you’ll pay all expenses at the time of service and submit a claim for reimbursement up to the reimbursement amount.
  • You will receive a separate vision ID card.

Find a Network Vision Provider

To locate and select a network vision provider, visit www.cigna.com or call Customer Service at (877) 478-7557.

Vision Benefit Summary Direct Link

  • Vision Plan

    • Eye Exams

      Once every 12 months

      In-Network:

      $20 copay

      Out-of-Network Reimbursement:

      Reimbursed up to $45

    • Lenses

      Once every 12 months

      In-Network:

      Single Vision: Covered 100% after copay

      Lined Bifocal: Covered 100% after copay

      Lined Trifocal: Covered 100% after copay

      Lenticular: Covered 100% after copay

      Out-of-Network Reimbursement:

      Single Vision: Reimbursed up to $32

      Lined Bifocal: Reimbursed up to $55

      Lined Trifocal: Reimbursed up to $65

      Lenticular: Reimbursed up to $80

    • Frames

      Once every 24 months

      In-Network:

      $120 allowance

      Out-of-Network Reimbursement:

      Reimbursed up to $66

    • Contact Lenses

      In lieu of glasses; Once every 12 months

      In-Network:

      Elective: $120 allowance

      Therapeutic: Covered 100%

      Out-of-Network Reimbursement:

      Elective: Reimbursed up to $100

      Therapeutic: Reimbursed up to $210

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